COVID-19: Coronavirus - Government Support for Companies

Financial support for employers in The Netherlands

COVID-19 is now a top priority for any business in The Netherlands. Please make sure to stay up to date with daily updates published here: COVID-19 Coronavirus Netherlands – Employers Guide.

The Dutch Government announced March 17, 2020 to support companies during the COVID-19 crisis. Please read below a list of measures the government is offering for employers and self-employed persons [ZZP-er].

UPDATE: July 1, 2020



  • BMKB: From 16 March 2020 to 1 April 2021, the SME credit guarantee (BMKB) scheme will be extended to help SMEs that are affected by the coronavirus secure bank guarantees and bridge financing. Entrepreneurs in the hotel, cafe or travel industry, for example, who experience problems because customers stay at home or if the business has to close temporarily, could be borrow money.



  • Noodloket: There will be an emergency counter for food and beverage outlets, cinemas, hair and beauty care (including hairdressers, pedicures, make-up artists), travel agency and tour operators, driving school owners, saunas, swimming pools, fitness centers, sports clubs and sporting events and certain private cultural institutions such as museums, circus, theaters, theaters and music schools. The government will provide those companies one time payment of EUR 4000. Applications start March 27 until June 26, 2020. More information in Dutch:


  • Qcredits: Entrepreneurs who have a loan from microcredit provider Qredits do not have to repay their loan for a period of 6 months. During this period, the interest will be reduced to 2%. The Dutch Government supports Qredits with 6 million euros.



  • KKC: [Klein Krediet Corona] loans possible for companies with a relatively small financing requirement (from 10,000 to 50,000 euros). Expectation to finalise this arrangement by the banks and government will be around mid of May 2020. More information will follow as soon as possible.


  • ToZo: Self-employed persons [ZZP-ers], border workers and state pensioners [AOW-ers] can also claim the Temporary bridging scheme for independent entrepreneurs (Tozo). In addition, Self-employed persons who run into problems due to the coronavirus outbreak can appeal to the Bbz (Decree on assistance for self-employed persons 2004/Besluit bijstandverlening zelfstandigen) if they meet the conditions for this scheme. There will be additional compensation for 3 months. Read more in this article on the Dutch Government website.


  • ToFa: Flex workers (temp workers) who have suffered a substantial loss of income as a result of the corona crisis can apply for the Temporary Bridging Scheme for Flexible Workers (TOFA). Deadline to send a request is July 12, 2020. More information at the UWV website


  • TOGs:  Allowance for Entrepreneurs in Affected Sectors (TOGS), on the basis of their secondary activity registered in the Chamber of Commerce. Per mid June the ruling will be called TVL [Tegemoetkoming Vaste Lasten MKB]. More information


  • TVL:  The Fixed Allowance (TVL) helps SMEs and self-employed professionals to pay part of their fixed costs. The compensation of a minimum of 1,000 euros and a maximum of 50,000 euros is for companies that have lost more than 30% of their turnover due to the corona crisis. To request the allowance is possible until October 30, 2020, visit RVO website


  • SET: Healthcare organisations that want to offer their clients eHealth solutions (such as video calls) and need to invest in apps, software or hardware, can apply for a subsidy under the extended Incentive scheme eHealth at Home (SET).



Stay up to date – Manage the impact on the workforce

Ensure that the team leading the taskforce/communication is up to date with the Coronavirus situation. It’s hard for employers and employees to know what to do or what they are expected to do as the situation changes daily. There are also many other questions to be considered, such as what are an employer’s compliance obligations, and how leave, benefit and sick policies apply. Read COVID-19 Coronavirus Netherlands – Employers Guide.  Comply with current legal obligations and government guidance in The Netherlands.


For more questions, speak to our HR Specialists.

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